Blockchain 101

Blockchain 101

    by Craig A. Ruark   When you talk about mining to most people, the image of house-size earth moving equipment and gigantic craters, or long dark tunnels are generally what come to mind.   However, a new mining industry has been evolving since 2009, and it involves what is called cryptocurrency. Perhaps you…

Factoring—the loan alternative

Factoring— The Loan Alternative

   By: Craig A. Ruark   A loan is a loan whether it is a government-backed SBA loan, a secured equity loan through a bank, or a personal loan through an associate, each of them has a principal and interest amount that must be paid back, either in a lump sum or over time.  …

7 Myths About SBA 504 Loans

7 Myths About SBA 504 Loans

  by Evan Dickson, President, Nevada State Development Corporation The following seven myths and facts refer to the U.S. Small Business Administration (SBA) Commercial Loan Program. MYTH 1: It takes four to six months to get a loan approval. Fact: You can obtain an SBA approval as quickly as ten business days. Tip: Provide your lender with a…

Creating a Better Work-Life Balance 13

Workers’ Comp: Survival in the Age of the Employee

by Mike Menath During the Great Recession (2007-2012) there was one silver lining for business owners. They had a distinct advantage when it came to hiring quality employees. Jobs were so precious that an employer was in a position of strength when it came to carefully hand selecting a competitive team. Those business owners with…

Secrets of Commercial Lending

Best Kept Secret in Commercial Real Estate

  by Lisa Jansen Vacancy rates are down; rents continue to rise, development in Reno is moving full steam ahead. It is a great time to invest in commercial real estate or refinance an existing loan, and one of the best kept secrets for commercial lending is One Nevada Credit Union.   Historically, credit unions have…

Can Your Company Add Health Care Benefits for Free?

Can Your Company Add Health Care Benefits for Free?

   by Mike Menath Reality is settling in for business owners in the northern Nevada: If you want to remain competitive in the labor market, you’ve got to offer health care benefits to your employees. When the United States economy collapsed in 2008, northern Nevada was among the hardest hit in the nation. As a…